13 Money Tips to Spend Smart/Save Smart

Staff Writer
Aledo Times Record

With the recent economy, many people are searching for ways to Spend Smart/Save Smart. The secret to successful spending and saving is to make a plan.  There is no one spending plan that fits every individual or family situation because everyone’s values, needs, wants, resources, and goals are different.  However, everyone has one common thread—they need some sort of plan that fits them.

University of Illinois Extension is sponsoring the program, 13 Money Tips to Spend Smart/Save Smart! Debra Bartman, University of Illinois Extension Consumer and Family Economics Educator will present the program. The program will provide individuals and families tips on: how to evaluate what values are important to them; differentiate between needs and wants; understand how to make SMART Goals; how to assess money you owe for loans and other bills, and ways to keep track of expenses; how to make a realistic spending plan; how to pay yourself first; how to make your credit work for you; many other spending and saving tips; including where to get non-profit financial counseling.  Program participants will receive a handout and work sheets to help them apply what they learn.

This lunch and learn program will be held Thursday, February 3, 2011 from 12:00 – 1:00 p.m. at the Rock Island County Extension office of University of Illinois Extension, located at 321 W 2nd Avenue, Milan, IL 61264. Cost: $5.00. Bring your own lunch. Coffee and tea provided.  Please call 309-756-9978 by January 26 to pre-register for this program. If you need reasonable accommodations to attend this program, please call 309-756-9978 by Jan. 26. University of Illinois Extension provides equal opportunity in programs and employment.