1st Community Bank: The Lifeblood of the Community

1st Community Bank of Sherrard is proud to be recognized as a 5-Star Superior Bank by BauerFinancial, Inc., Coral Gables, Florida, the nation's bank rating firm. Earning this highest 5-Star rating for strength and stability, the entire team at 1st Community Bank has proven their commitment to their customers. To earn Bauer's 5-Star Superior rating, 1st Community Bank must excel in areas of capital adequacy, delinquent loan levels and profitability to name just a few.

1st Community Bank was established in 1920 and has been serving the banking needs of its neighbors and friends for over 20 years. It currently operates through two conveniently located offices in Aledo and Sherrard and can also be found on the internet at www.1stcommunitybanks.com

According to Karen L. Dorway, president of the research firm, "community banks, like 1st Community Bank, tend to know their customers, the local business community, when to grant a loan...and when not to grant one. What many people don't realize is that community banks actually have better balance sheets than their larger counterparts. Their capital ratios and nonperforming asset ratios are typically much more impressive than larger institutions. These are not the banks that threaten our economic well-being. On the contrary, they are the lifeblood of it."